Means, credit card holders, norma when you want to pay, first connect the phone through a

Since mid-August, I have started a trial this year for the first time introduced the Beta Program, there is not much problem, only a small number of applications did not adjust it. With the official release October 17 release of the morning, most of the software update has been provided, which also released updated iWork and iLife. The biggest change in this update to say, than the visual style on par with iOS. iOS 7 on the interface "shoot flat," the shadow of the past, the material is designed to take away and put on simple lines, Yosemite also, like all the application icons also to a big renovation, without replacement also has a new feeling.
iOS 8 released only a month, the star has released four nights of the conference 8.1 update, norma the meeting stressed that enabled Apple Pay function, there to respond to public opinion (our government to respond fast enough speed so) to rejoin the Camera Roll function norma . Look at the overall macro iOS 8, positioning and Android rapid development of large-oriented line, there is no custom keyboard Android users have been made fun of for years, but with a different keyboard Android diversity, someone making GIF keyboard, but it was built in keyboard features clip Book application, and exactly the same as the non-Android. Android Widget function early launch landing Notification Centre, users can customize the information displayed Today. In recent years, Apple has always stressed to go at their own pace, afraid of growing slowly, but step by hand, of course, this strategy with industry-leading position initially different, but not without reason.
Apple Pay is Apple first with credit card companies, banks coordinate, and then on the launch of the important functions of electronic payment. Google in 2010 was joined NEXUS S NFC capabilities, but has not been popular electronic payment, on the occasion of most Android phones with NFC higher-order functions, the only function is only to check for the balance of the Octopus really overkill. But this time Apple first launched in the United States norma Apple Pay, see the time is ripe. Shijie Xu wrote significance of Apple Pay, not NFC sensors and fingerprint identification, but completely abandon norma "credit card-based" thinking.
Means, credit card holders, norma when you want to pay, first connect the phone through a "token service", the first card number / account number (PAN) to become a token, then the token to the merchant through some kind of interface. After the merchant receives the token, passed through the acquirer network of international organizations, and then to the issuing bank, card line to restore this account by the same token become a service, and then complete the transaction authorization. After successful authorization, the merchant will get an authorization number for the token, merchant POS can be carried out by virtue of a subsequent request for payment. However, this can only be used once either token is only valid within a specific time on a specific norma phone and businesses, so anyone, including merchant account, even if successful steal the token is useless. Since the whole process, the card information does not need to flow, and therefore can completely solve the problem of unauthorized use of the card information.
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