Civil liability of the tour operator | Insurance - lectures
Insurance "liability" of the tour operator shall be concluded as required under the Tourism Act (Article 42, para. 5). The insurance covered the damage that can occur due to failure to fulfill the professional obligations of the tour operator pevec to its customers. The purpose of insurance is to ensure consumer protection organized group and individual journeys against risks associated with tour activities. Covered by insurance. Subject to compulsory insurance is the responsibility of the tour operator to set the policy limits for damages caused to consumers as a result of not paying its suppliers and contractors, including insolvency and bankruptcy of the tour operator, in accordance with the provisions of the Ordinance on the terms and conditions for the conclusion of compulsory insurance covering liability of the tour operator. Risks covered. The insurance covers reimbursement paid by the consumer under contracts with the tour operator prior to commencement of travel, pevec payment of the difference in cases where the journey are provided only part of the services stipulated in the contract, the costs associated with returning the user to the starting point of the journey including adequate shelter and food for downtime. pevec Insurance does not cover the payment of damages and interest arising from the failure of contractual obligations of the tour operator to its creditors outside the above cases. Insurance premium. It is determined on the basis of declared by the tour operator in the proposal questionnaire-annual turnover of the previous year from the sale of tours to the final consumer or business plan for the current year in BGN. Establishing premium whichever is the highest amount of tariff pevec table. The insurance premium pevec is paid once or in terms of deferred payment. In the policy, the premium payable coincides accumulated in a single payment, with deferred payment is recorded the first installment and finally recorded as maturity dates and amounts. Deferment are in equal installments, the number is determined depending on the size of the insurance premium. Maturities are monitored and, if necessary, immediately file a notification letter with acknowledgment of receipt. Slips of contributions paid and the acknowledgment of receipt pevec is sent by the territorial divisions in HQ to be archived to the policy. In excess of the declared turnover in the preceding year or the size of the business plan for the current year insured is obliged to notify the insurer and conclude an annex to the insurance contract. Difference found for the insured pay an additional premium. pevec In the first installment and late payment of the deferred payment of the premium within 15 days of receiving written notice from the insurer and the insured event occurs, the insurer must pay the insurance indemnity to the insurance amount. Insurance compensation. The insurer pevec determines the insurance indemnity within the contracted limit of liability. If the claim of the user is brought in court against the insured, the latter shall not later than 7 days before the date of the first hearing to notify the insurer of the number of initiated proceedings before the court which will hear the case, the date and time of the first meeting and timely request attracting pevec insurer in the process. Agreement for the payment of benefits between the insured and the consumer who has suffered pevec damages bind the insurer, if he approves it. Insurance compensation is determined and paid by the insurer within 15 days after submission of all documents requested of it and evidence establishing the occurrence of the insured event and the amount of damages (performed by the user cost of transport, accommodation and food during his forced stay ). The insurer is entitled to refuse pevec to pay the difference between actual costs and those which the user has agreed to make the signing of the contract with the tour operator for the tour.
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Categories Insurances Liability Insurance Insurance Credit Control Insurance Liquidation damage Personal insurance Total Basic insurance Forms of insurance funds of the insurer reserves Technical Pages Liability Home
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Insurance "liability" of the tour operator shall be concluded as required under the Tourism Act (Article 42, para. 5). The insurance covered the damage that can occur due to failure to fulfill the professional obligations of the tour operator pevec to its customers. The purpose of insurance is to ensure consumer protection organized group and individual journeys against risks associated with tour activities. Covered by insurance. Subject to compulsory insurance is the responsibility of the tour operator to set the policy limits for damages caused to consumers as a result of not paying its suppliers and contractors, including insolvency and bankruptcy of the tour operator, in accordance with the provisions of the Ordinance on the terms and conditions for the conclusion of compulsory insurance covering liability of the tour operator. Risks covered. The insurance covers reimbursement paid by the consumer under contracts with the tour operator prior to commencement of travel, pevec payment of the difference in cases where the journey are provided only part of the services stipulated in the contract, the costs associated with returning the user to the starting point of the journey including adequate shelter and food for downtime. pevec Insurance does not cover the payment of damages and interest arising from the failure of contractual obligations of the tour operator to its creditors outside the above cases. Insurance premium. It is determined on the basis of declared by the tour operator in the proposal questionnaire-annual turnover of the previous year from the sale of tours to the final consumer or business plan for the current year in BGN. Establishing premium whichever is the highest amount of tariff pevec table. The insurance premium pevec is paid once or in terms of deferred payment. In the policy, the premium payable coincides accumulated in a single payment, with deferred payment is recorded the first installment and finally recorded as maturity dates and amounts. Deferment are in equal installments, the number is determined depending on the size of the insurance premium. Maturities are monitored and, if necessary, immediately file a notification letter with acknowledgment of receipt. Slips of contributions paid and the acknowledgment of receipt pevec is sent by the territorial divisions in HQ to be archived to the policy. In excess of the declared turnover in the preceding year or the size of the business plan for the current year insured is obliged to notify the insurer and conclude an annex to the insurance contract. Difference found for the insured pay an additional premium. pevec In the first installment and late payment of the deferred payment of the premium within 15 days of receiving written notice from the insurer and the insured event occurs, the insurer must pay the insurance indemnity to the insurance amount. Insurance compensation. The insurer pevec determines the insurance indemnity within the contracted limit of liability. If the claim of the user is brought in court against the insured, the latter shall not later than 7 days before the date of the first hearing to notify the insurer of the number of initiated proceedings before the court which will hear the case, the date and time of the first meeting and timely request attracting pevec insurer in the process. Agreement for the payment of benefits between the insured and the consumer who has suffered pevec damages bind the insurer, if he approves it. Insurance compensation is determined and paid by the insurer within 15 days after submission of all documents requested of it and evidence establishing the occurrence of the insured event and the amount of damages (performed by the user cost of transport, accommodation and food during his forced stay ). The insurer is entitled to refuse pevec to pay the difference between actual costs and those which the user has agreed to make the signing of the contract with the tour operator for the tour.
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Categories Insurances Liability Insurance Insurance Credit Control Insurance Liquidation damage Personal insurance Total Basic insurance Forms of insurance funds of the insurer reserves Technical Pages Liability Home
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